Steve Van Wie, CFP®, and Adam Van Wie, CFP® are comprehensive, fee-only financial planners located in Jacksonville Beach, FL
Whether you are heading into the office or enjoying your retirement, you need confidence that your financial advisor is attending to your needs – tax, estate, insurance, college planning, and a carefully structured portfolio. We take care of all the details of your financial life, so that you can focus on living your life.
Does the name “Van Wie” sound familiar? Perhaps you have heard us on the radio. We are home to the Van Wie Financial Hour on Jacksonville’s own WBOB, FM 101.1 and AM 600. The show also streams live on the internet at WBOB.com.
We cover everything from current trends and topics in financial planning to investments and your portfolio. We also discuss timeless issues such as major purchases, savings strategies, and Social Security claiming possibilities.
Get to know us by tuning in every Saturday morning at 10:00 AM. Get your finance and investing questions answered - call us during the broadcast at 904.222.8255.
Listen to the latest Van Wie Financial Hour Podcast - Now commercial-free!
INDEPENDENT, FEE-ONLY FINANCIAL PLANNING IN JACKSONVILLE BEACH, FL
At Van Wie Financial, our goal is to help you achieve your goals and dreams through highly personalized, full-service financial planning and investment management. As independent, fee-only advisors, we sell no products, make no commissions, and work only for you - our client.
FAMILY OWNED & FAMILY FOCUSED
As a father-son team, we understand the importance of family. We get to know our clients and their families so that we can best serve them as the years go by and the circumstances of their lives evolve and change.
Our boutique service means we truly make ourselves available to our clients whenever it is convenient for them. We understand that life does not just happen between 9-5, and we are dedicated to being there when you need us.
WE ANSWER THE QUESTIONS YOU DIDN’T EVEN THINK TO ASK
Because there are many factors that may change in your situation or the environment, it’s of the utmost importance to us to be proactive and knowledgeable in the financial industry. We work closely with your legal and accounting professionals when needed. We are committed to staying up-to-date on relevant tax, estate and social security laws in order to provide you with the best financial advice for your particular situation.
FIDUCIARY TO OUR CLIENTS
We are 100% focused on your needs, and truly believe that your investment and financial plan should revolve around you, without any conflicts of interest. As independent, fee-only Certified Financial Planners®, we have a fiduciary responsibility to always place your interests ahead of our own.
WHAT FEE-ONLY MEANS FOR YOU:
Our compensation comes solely from the fees paid by our clients
We receive no compensation from any product recommendations
We only represent you, our client
We never accept commissions, cross-selling fees, referral fees, or kickbacks
We never accept "soft-dollar" arrangements from anyone
We offer completely unbiased advice that is solely in your best interest
Our firm is fiduciary to our clients – meaning we are required by law to always act in the best interest of our client. Should any conflicts of interest arise, we must eliminate or disclose them to you
Cynthia is confused where to invest her IRA. She doesn't know that much about investing and she's not sure who can give her good, sound advice. Since investment choices are vitally important to IRA performance, we wanted to find out how diversification can impact an IRA. To help us navigate the options and questions you might have about diversifying your IRA portfolio, we reached out to Steve Van Wie, CFP® and owner of Van Wie Financial in Jacksonville Beach, FL.
Adam answering phone for Wise Money Week on WJXT, Channel 4
Steve quoted in New York Times
"Steven H. Van Wie, a fee-only financial planner in Jacksonville Beach, Fla., has struggled to find affordable plans he feels comfortable recommending to his small-business clients. He is intrigued by some of the new offerings, though he wishes the companies more prominently disclosed the details of their portfolios. Finding out that Honest Dollar and ForUsAll use Vanguard funds (Ubiquity’s mix includes Vanguard along with Schwab and Barclays) requires digging deep into the fine print of their sites.
“I would use that as a selling point,” Mr. Van Wie said. “A plan is only as good as the investment choices it offers.”
"At the tender age of 64, not many people are starting up new businesses. But that is exactly what Steve Van Wie decided to do this year, after 14 years as a practicing CFP® (Certified Financial Planner®). Steve and his son Adam, who is registered with the State of Florida as an Investment Advisor, had been working together, and had been discussing the benefits of going independent for quite some time"...
Prior to his financial advisory career, Steve was the owner and CEO of several manufacturing concerns. He has also been employed as a computer programmer, and spent years as a Management Consultant to small businesses and local governments.
Steve received his M.B.A. from the University of Wisconsin – Milwaukee, where he had previously received a B.A. in Mathematics, with a minor in Economics. Steve is a Certified Mutual Fund Specialist (CFS®), and was a Registered Professional Engineer (PE) in the State of Wisconsin. He has served as Expert Witness in an Equal Pay dispute, and was a contributing financial writer for Florida Coast Living magazine. He was formerly with another RIA firm in Jacksonville, FL, where he made frequent appearances on their radio show.
Adam offers comprehensive financial planning, issue-based consulting, and asset allocation and management services to his clients. Prior to his financial advisory career, Adam worked for several Fortune 500 companies in a combination of finance, sales, consulting, and management jobs.
Adam is a native of Wisconsin, and moved to Florida in 1992 with his family. He has a wife, Jessica, and two young children, and currently lives in Jacksonville Beach. Outside of work, you will frequently find Adam surfing, coaching his childrens soccer teams, and enjoying the outdoors in beautiful Northeast Florida.
We take an educational approach to financial planning, as we strongly believe that our clients need to be informed to make the best possible decisions. We help you understand all of your options and the various implications of your choices. By using the leading research and reference tools, a network of allied professionals, and our combined 20+ years of experience in the industry, we provide an array of comprehensive financial planning strategies.
AREAS OF EXPERTISE
Personal Financial Planning
Personal and Business Tax Planning
Pension and Profit Sharing Plans
Small Business Valuation
Charitable Giving Strategies
LIFE PLANNING STRATEGIES
Using our focused consulting approach, we have helped many of our clients solve a variety of personal financial problems, including:
Planning for, and navigating through a divorce
Transitioning into a different career
Planning for a marriage, or the merging of households
Merging or Acquiring a Business
Caring for dependent or elderly parents
Recovering from the sudden loss of a spouse
Investing is a long-term endeavor. Whether you are investing for retirement, college, or another objective, we will create a customized portfolio to fit your personal financial situation.
Our process begins by determining your goals and risk tolerance, developing an asset allocation strategy, and then choosing the appropriate investments. We consider a variety of investment products to help meet your needs and situation. We also ensure that your plan is sophisticated enough to coordinate with your overall plans for taxation, retirement, insurance, estate planning, and business objectives.
Substantial savings often result from just a little effort at better tax planning; putting more money in your pocket throughout the year instead of Uncle Sam’s without incurring penalties. Our recommendations are made with a consideration for their tax impact, and we will discuss tax saving strategies and their implications throughout the financial planning and investment process. Some situations require long-range tax planning, including offsetting capital gains with capital losses, all while taking advantage of all deductions and credits that you are entitled to take. We will work closely with your tax professional to provide all pertinent data for tax preparation.
Our ideal client is not a super wealthy CEO or movie star. In fact, our ideal client is probably someone a lot more like you than you might think. We specialize in 2 areas. One is soon-to be or currently retired couples or individuals, and the other is what we call upwardly mobile members of Generations X, Y & Millennials.
The soon to be retired demographic is usually 50+, owns a home, has kids who are out of the house or soon to be out of the house, and has a nice 401k at work and maybe a few IRAs. This group needs a financial planner to help them ensure they are on track to retire when they want to and how they want to.
The Generation X, Y & Millennial group is not as far along in their career or their savings, and most likely has higher expenses due to having young children, a mortgage, and all the other expenses that hit during that time of your life. However, that is when having a financial planner can benefit you the most by helping you set and realize realistic retirement and college savings goals, and making sure you are invested properly to reach those goals.
If this sounds like you, set an appointment with us by clicking the link below!
We utilize a third party app, Riskalyze, to best understand your financial situation.
With this app, we get a comprehensive and complete analysis of your specific risk tolerance. This helps us, and you, clearly understand your current financial situation. It also provides us with vital information that we then use to prepare your financial plan and investment strategy.
Complete our risk assessment to get an idea if your portfolio matches your risk tolerance.