facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast blog external search

Connect with us

Join our newsletter

%POST_TITLE% Thumbnail

Financial Advisors vs. Public Image

Selecting a financial adviser who will ultimately become a good fit for you and your family does not have to be difficult and time-consuming. You should not be afraid to consult an adviser, but you’d better know how to arm yourself with facts.

%POST_TITLE% Thumbnail

Should 16-Year-Olds Vote?

Today, there are some factions making their case for another reduction in the Federal voting age. Politics seem to be driving the voting age reduction push. On balance, younger people tend to be more liberal, and many have fallen for the sales pitch of today’s “Democratic Socialists.”

%POST_TITLE% Thumbnail

Should Your Financial Plan Include Social Security?

Some degree of political discourse will be required to sustain the system as we know it. That leaves the American public in a quandary, wondering if they will receive promised benefits, either in whole or in part. What role will Social Security play in retirement planning?

%POST_TITLE% Thumbnail

Social Security – How Much Do You Really Know (Part 5)?

Waiting to collect Social Security benefits past Early Retirement Age (62) is financially rewarding, as the System increases your monthly benefit for every month you delay filing. The annualized increase is about 8%, which constitutes an excellent guaranteed annual benefit increase. The (now defunct) unlimited “do-over” provision took advantage of this by increasing the benefit as if no benefits had been collected.

%POST_TITLE% Thumbnail

Social Security – How Much Do You Really Know (Part 4)?

For generations, FRA was 65, and for “good” reason; most people didn’t live long. As strange as that may sound, the Social Security System was not designed to be a retirement income system. Rather, it was a “safety net” for those who defied the odds and lived well past average life expectancy. Since Social Security is an insurance-based system, and not a classic welfare system, it has been accepted as an integral part of the fabric of American society.