Blog

American investors of all ages have been “treated” to some market events they would rather forget. This week was the anniversary of October 19, 1987, when the S&P500 lost over 22% in one day. Mostly remembered now as “Black Monday,” it remains an annual source of apprehension as October comes around. For somewhat younger investors, […]

Medicare is an extremely popular National Health Insurance program for seniors and some disabled Americans. Advocates abound across the fruited and political plains. In one form or another, the national health insurance program is here to stay. Government Social Systems tend to become underfunded over time, and Medicare’s insolvency is not far off. In the […]

Mortgage rates remain near all-time lows, real estate prices are escalating, and the stock market has been on fire for the past few years. Inevitably, an age-old question has resurfaced, “Should I borrow against the equity in my home to invest in the market?” Seems like a no-brainer, with cash-out refinancing and Home Equity Lines […]

Inflation is saturating national news these days, which should come as no surprise to anyone. Blatant examples of rising prices are everywhere, exemplified by gasoline, where prices are announced on the marquee before you even reach the pump. Driving past the same station day after day, you have likely noticed the price change from under […]

Millions of Americans remain unemployed, while even more millions of job openings remain unfilled. One of the most unusual sights today is a business’s door front without a “Help Wanted” or “Now Hiring” sign. Amazon is adding 125,000 jobs during the Holiday Season, starting wage $18.00/hour. Restaurants are so desperate for help that some are […]

Behind closed doors and protected from average Americans by a newly reconstructed fence around the Capitol Building, Joe Biden, Nancy Pelosi, and Bernie Sanders recently hammered out their Taxation Wish List. In true Washington style, the euphemism American Families Plan, or AFP, was bestowed upon their List. The plan is to implement AFP in a […]

May 17, 2021, is long gone, and many of you probably forgot why it was an important date. Due to COVID-19 and other factors, the usual IRS April 15 tax filing deadline was extended for 2020 Tax Returns. Today, except for those taxpayers who filed for an Automatic Extension, 2020 Returns have been examined. Now, […]

Financial giant Goldman Sachs recently released a dismal report regarding potential upcoming evictions of American renters. According to Goldman, in the absence of government action, about 750,000 American households are subject to eviction by the end of the year 2021. This group owes their collective landlords about $17 Billion in back rent. Landlords, whether individuals […]

Becoming a responsible Client is partly about your financial advisor, who must (but may not) be honest, but the onus is on you, the Client, who must remain alert. Looking out for Number One (that’s you, the Client) requires attention. While realizing an appropriate return on your investments over time is the important objective, not […]