Blog

The need to be protected from escalating costs for long-term nursing care as we get older is well documented. About 70% of Americans are expected to need these services in our lifetimes. Traditional Long-Term Care insurance (LTCi) is expensive, and new underwriting standards are tightening, making it more difficult than ever to purchase LTCi at all.

Last week, President Trump’s talk of implementing steel and aluminum tariffs sent the market on a downward slope. Was it justified?

How much would it cost to buy the entire United States today? We looked back through history and discovered how the country was actually purchased, and it turns out we made a very good investment!

Certain radio stations in our area have been running advertisements lately for something called “U.S. Freedom Checks.” According to the claims, people all over the country are able to collect these checks in varying amounts. These checks are apparently mandated by the U.S. Government. It sounds as easy as calling a certain phone number. Easy money, right? What could possibly go wrong?

Do you own a Variable Annuity (VA)? Do you even know if you own a Variable Annuity? Over the years, we have met several people who did not know that one or more of their financial holdings was actually a VA.

Living in Florida is a common dream for many people, especially ones in northern states, with cold, snowy winters. While not the only consideration when contemplating retirement places, climate is a powerful motivator. But then again, so is money.

There is a proposal running around the halls of Congress to allow the use of annuities within ERISA-covered Retirement Accounts, including 401(k), 403(b), and traditional Profit Sharing accounts, which today cannot hold traditional annuities.

Acrophobia, according to the reliable website Dictionary.com, means “a pathological fear of heights.” While we are not necessarily qualified to call what is being felt among many investors today “pathological,” we are certainly qualified to understand the fear we see and hear from clients, friends and radio callers. It is the fear that the market is so high that it is dangerous to stay invested, lest a crash is right around the corner.

DId the value of your mutual fund shares drop dramatically in December when the market was rising? There is a reason for this, and it has to do with capital gains distributions. In this blog, we explain why this happens.