Blog

America’s much-maligned Millennial Generation (born between 1981 and 1996) have taken a lot of guff from media, parents, and comedians. Frankly, much of it was earned, as they attended expensive colleges, received some essentially worthless degrees, went heavily into debt, and moved back into their parents’ homes. Somehow, time heals most wounds, people grow up, […]

Options for claiming Social Security benefits are as numerous as individual personal financial situations. Explaining all the options is not possible in a single Blog. Today, we look at people who are still earning income, but contemplating filing for Social Security benefits as well. Simple rules of thumb can assist people in making “now or […]

For the past several months, we have watched gasoline prices rise by a few cents each week, with each recent new price eclipsing all-time records. Most of us are downright angry, but Washington, D.C. policymakers don’t seem to hear us, or don’t care. Instead, the Administration repeatedly tells us how good we are feeling, how […]

Recently, on economist Larry Kudlow’s popular Fox Business Channel TV program, he referred to a government bond that would yield nearly 10%. That rate is an eye-opener in these days of low-interest rates. He was referring to U.S. Government Series I Savings Bonds, or simply I-Bonds, in which the I stands for inflation protection. With […]

Americans are concerned about their futures, far more so than any time in the past several years. Much of today’s economic environment reminds me of the 1970s, and if there is any period of my life that I do not care to revisit, it would be the Richard Nixon through Jimmy Carter era. In far […]

Any and all personal beliefs aside, the U.S. has arrived at a time and place wherein Social Security’s viability is financially threatened. So far, all proposals to address the System’s financial problems have been met with the coldest of Congressional shoulders. Social Security is predicated on an ever-increasing number of young workers shoring up a […]

Elon Musk is a one-man entertainment bonanza, and the pursuit of Twitter is keeping his legend alive. Despite stiff headwinds from some of the company’s Board of Directors, owners, and employees, Musk charged ahead, all the while sporting his trademark, “I know something you don’t know,” grin. According to recent news, Musk has succeeded in […]

Back in 2019, we reported on a spreading phenomenon known as F.I.R.E., an acronym for “Financial Independence, Retire Early.” According to the “movement,” making certain current lifestyle adjustments would allow young workers to retire at age 40 and live happily ever after. Our comments at that time were very skeptical, as the idea seemed to […]

America is greying before our eyes. Baby Boomers are retiring at the torrid pace of around 10,000 per day. Unfortunately, not all of them are prepared for retirement, either emotionally or financially. In all too many cases, the two are interrelated. Financial preparation can ease the emotional transition from earning and accumulation to relaxing and […]